The Utah Housing Corporation has been uniquely created as a public corporation by the State of Utah government to raise funding to assist in the creation of affordable housing opportunities for lower-income Utah households across our state. UHC is the most significant financial institution in the state providing resources for affordable housing. Principally, UHC provides mortgage monies to qualifying first time homebuyers as well as resources to developers building or renovating affordable apartment projects. In addition, UHC assumes several roles ranging from financier to developer in creating some of the more difficult to develop housing niches.

UHC does NOT provide renters with any form of rental assistance. Renters looking for rental assistance must contact one of the City or County Housing Authorities.

UHC does not receive any funding from the State of Utah. It is totally self-supporting and each year raises hundreds of millions of dollars to fund its first time homebuyer mortgage program and other programs. UHC forms partnerships with private sector banking institutions, homebuilders, realtors and others to bring the maximum amount of expertise together in administering these extremely complex and sophisticated programs.

UHC is committed to developing and strengthening all of its programs so it can be most responsive to those seeking affordable housing opportunities and, at the same time, being fiscally vigilant and responsible to continue to be one of the most successful state housing finance agencies in the nation.