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1.

Pick A Lender: Select an experienced loan officer from our Helping You screen by clicking on the county where you wish to buy a home. Contact the loan officer who will Pre Qualify you to confirm your Utah Housing eligibility and find out the price of home for which you should shop.

2.

Pick A Realtor® and Find a Home: The Helping You site also includes a list of Realtors® experienced with UHC's loan programs. Contact one of them or use any Realtor® of your choice to help you find the home and enter into a purchase contract.

3.

Make a Loan Application: Once your Realtor® has prepared and negotiated your purchase contract, make a formal loan application with your Lender who will coordinate getting your loan with Utah Housing funds.

Other Recommendations:

  • A homebuyer training course is highly recommended for first time homebuyers to help them understand the process of purchasing a home.

  • For more detailed information about Utah Housing programs, click here to access our Homebuyer Programs web section.