PROFILE OF ALL LOANS

The following table shows various information for all UHC mortgage loans through June 30, 2010

Year Ending
06/30/10

All Loans Thru
06/30/10

Number of Mortgage Loans

1,592

60,875

Amount of Mortgage Loans

$236,170,502

$4,878,177,226

Average Age of Principal Borrower

31

29

Principal Borrower's Marital Status

Not Married

33.8%

17.9%

Married

51.8%

70.8%

Single Parent

14.4%

11.3%

Average Annual Household Income

Average for All Borrowers

$47,403

$30,152

Average for Single Borrowers

$43,501

$29,097

Average for Married Borrowers

$51,040

$30,587

Income Distribution (All Borrowers)

Less than 50% AMI

17.7%

11.0%

50% to 65% AMI

24.9%

20.3%

65% to 80% AMI

25.1%

28.1%

80% to 100% AMI

25.6%

28.5%

100% to 120% AMI

5.8%

10.6%

Greater than 120% AMI

0.9%

1.5%

Type Of Housing

Single Family Detached

73.1%

85.3%

Condo/PUD

25.0%

13.5%

Twin Home and Other

1.9%

1.2%

Property Type

New Construction

7.7%

34.6%

Existing Home

92.3%

65.4%

Purchase Price (All Dwelling Types)

All Properties Average

$151,208

$81,971

New Construction Average

$175,483

$79,851

Existing Home Average

$149,175

$83,093

Condominium/PUD Average

$140,942

$99,210

Homes Located in Targeted Area

27.1%

25.1%