Profile of all loans

Year Ending
12/31/2015
All Loans Through
12/31/2015
 
Number of Mortgage Loans 4,300 77,756
Amount of Mortgage Loans $759,383,151 $7,568,379,292
 
Average Age of Principal Borrower 33 29
 
Principal Borrower's Marital Status
Not Married 22.7% 19.2%
Married 58.2% 68.0%
Single Parent 19.1% 12.8%
 
Average Annual Household Income
Average for All Borrowers $50,505 $34,225
Average for Single Borrowers $46,356 $33,616
Average for Married Borrowers $53,484 $34,511
 
Income Distribution (All Borrowers)
Less than 50% AMI 17.7% 12.6%
50% to 65% AMI 24.2% 21.3%
65% to 80% AMI 24.9% 27.2%
80% to 100% AMI 23.2% 27.5%
100% to 120% AMI 9.4% 10.1%
Greater than 120% AMI 0.7% 1.3%
 
Type Of Housing
Single Family Detached 82.3% 84.7%
Condo/PUD 15.7% 13.8%
Twin Home and Other 2.0% 1.5%
 
Property Type
New Construction 6.3% 28.5%
Existing Home 93.7% 71.5%
 
Purchase Price (All Dwelling Types)
All Properties Average $180,431 $99,530
New Construction Average $216,233 $85,707
Existing Home Average $178,042 $105,045
Condominium/PUD Average $157,465 $110,672
 
Homes Located in Targeted Area 22.8% 24.2%