Profile of all loans

Year Ending
12/31/2013
All Loans Through
12/31/2013
 
Number of Mortgage Loans 3,326 69,879
Amount of Mortgage Loans $521,717,934 $6,211,304,408
 
Average Age of Principal Borrower 32 29
 
Principal Borrower's Marital Status
Not Married 23.1% 18.9%
Married 59.1% 69.0%
Single Parent 17.8% 12.1%
 
Average Annual Household Income
Average for All Borrowers $33,213 $31,548
Average for Single Borrowers $33,239 $30,904
Average for Married Borrowers $33,195 $31,838
 
Income Distribution (All Borrowers)
Less than 50% AMI 44.4% 13.5%
50% to 65% AMI 18.2% 20.6%
65% to 80% AMI 15.8% 27.1%
80% to 100% AMI 17.2% 27.4%
100% to 120% AMI 4.3% 10.0%
Greater than 120% AMI 0.1% 1.3%
 
Type Of Housing
Single Family Detached 82.8% 84.9%
Condo/PUD 15.0% 13.7%
Twin Home and Other 2.2% 1.4%
 
Property Type
New Construction 6.6% 31.0%
Existing Home 93.4% 69.0%
 
Purchase Price (All Dwelling Types)
All Properties Average $160,091 $90,902
New Construction Average $194,768 $82,776
Existing Home Average $157,646 $94,554
Condominium/PUD Average $146,264 $105,081
 
Homes Located in Targeted Area 18.9% 24.4%